Looking for homeowner assistance?
Homeowners canfind out what homeowner assistance covers, how it works, and who’s eligibleon the interagency housing portal hosted by the Consumer Financial Protection Bureau (CFPB).
Homeowner Assistance Fund
The Homeowner Assistance Fund (HAF) authorized by the American Rescue Plan Act, provides $9.961 billion to support homeowners facing financial hardship associated with COVID-19. HAF funds were distributed to states, U.S. Territories, and Indian Tribes. Funds from HAF may be used for assistance with mortgage payments, homeowner’s insurance, utility payments, and other specified purposes.
Through 2022, HAF-funded programs have assisted over 230,000 homeowners, helping to prevent mortgage delinquencies and defaults, foreclosures, losses of utilities and home energy services, and displacement. In 2022, foreclosure filings were significantly lower than in any pre-pandemic year with available data. Data also show that very low-income homeowners, homeowners of color, and female homeowners have received a majority of HAF assistance.
Find homeowner assistance
View information about how to connect with homeowner assistance near you.
Questions?
Program recipients with questions about reporting, technical issues, eligible uses of funds, or other items visit the self-service resources.
Highlighted Resources
Treasury offers a variety of resources to support successful HAF program implementation and increase program transparency.
- Strategic Outreach
- Determining Eligibility with Fact Specific Proxies
- Income Verification
- Coordinating with Servicers
RECENT UPDATES
June 2024
- Reporting: On June 26, 2024, Treasury released HAF Quarterly Compliance Data through Q1 2024.
May 2024
- Reporting Resource (Tribes): On April 26, ID.Me published a Tribal User Guide for identification verification.
April 2024
- Guidance (Tribal Resources): On April 2, Treasury published a resource on Subrecipient Monitoring and Management for Tribal Entities.
March 2024
- Reporting (Closeout): On March 27, 2024, Treasury published the HAF Closeout Reporting User Guide
- Promising Practice (Closeout): On March 27, 2024, Treasury published HAF Closeout Promising Practices to share strategies to help ensure that the process goes smoothly and sets up homeowners and other partners for success in the future.
- Blog: On March 19, 2024, Treasury published the blog post HAF at Three-Years Old: Building on Lessons Learned from HHF.
- Reporting: On March 19, 2024, Treasury released HAF Quarterly Compliance Data through Q4 2023.
February 2024
- Reporting (Closeout): On February 1, 2024, Treasury released the HAF Closeout Resource which provides an overview of HAF closeout processes.
- Reporting: On February 1, Treasury released HAF Quarterly Compliance Data through Q3 2023.
January 2024
- Reporting: The portal is now open for the HAF Q4 2023 Quarterly Report, due February 15, 2024. Treasury published updates to the HAF Guidance on Participant Compliance and Reporting Responsibilities, Homeowner Assistance Fund Reporting FAQs & HAF Quarterly Report User Guide.
December 2023
- Allocations (Tribes): On December 6, Treasury published an updated list of Tribes and Tribally designated housing entities participating in HAF.
November 2023
- HAF Self-Service Resource: On November 3, Treasury updated the HAF Self-Service Resource.
- Reporting (Tribes): On November 3, Treasury published a recorded webinar providing an overview of Tribal Government’s HAF Quarterly and Annual Reporting slides.
Resources for Tribes
Treasury has developed resources to help Tribes implement their programs.
- Designating HAF Points of Contact by HAF Account Administrators
- Tribal Resources for Reporting
- Identity Verification with ID.me for Tribal Users
- 2023 HAF Compliance Supplement
- HAF Tribal Allocation Adjustment Overview and Instructional Slides
- Additional Instructional Webinars and Slides
- Tribal Affairs Newsletter Sign Up
Press Releases
March 2024
- On March 19th, Treasury published data showing the Homeowner Assistance Fund Assisted Helped Keep More Than 500,000 Families In Their Homes and the blog post HAF at Three-Years Old: Building on Lessons Learned from HHF.
October 2023
- On October 23, Treasury released a report providing new evidence that the recovery from the economic harm of the COVID-19 pandemic was the most equitable recovery in recent history, supporting the housing stability of homeowners and renters alike. Building on these findings, the Biden-Harris Administration announced efforts to expand economic opportunity for communities of color and continue to close the racial wealth gap at the Annual Freedman’s Bank Forum.
- On October 16, Treasury published data showing the Homeowner Assistance Fund Assisted Nearly 400,000 Families At Risk Of Foreclosure
July 2023
- On July 7th, Treasury published data showing the Homeowner Assistance Fund Helped Keep More than 300,000 Families In Their Homes
March 2023
- On March 14th, Treasury published On American Rescue Plan’s Second Anniversary, Treasury Releases New Data on Act’s Historic Investments in Economic Growth
May 2022
- On May 6th, Treasury published a Statement from Secretaries Yellen, Fudge, McDonough, and Vilsack on Continued Efforts to Connect Homeowners to Pandemic Relief
